Asset Management | Hispaniaam

Due Diligence

All Due Diligence is performed in house by experienced Asset, Legal and Real Estate Management professionals
Detailed review of all portfolio loan, borrowers, judicial and bankruptcy procedures
Determination of the most likely resolution scenario and timings guided by Hispania-AM's wide data set and experience
Realistic collateral valuations and timing to sell benchmarked against Hispania-AM's live data

Individual Asset and Loan modelling generating precise portfolio cash-flows based on the Due Diligence output
Calculation and itemisation of all costs relating to NPLs and REOs management based on Hispania-AM real data points as well as other customised financial parameters including tax optimisation based on tax status of assets and jurisdiction of asset / loan owner
Business Plan produced on a quarterly basis to capture portfolio improvements and dynamics

Hispania-AM has vast SPA negotiation experience and can take an active part in SPA negotiations
Identify and define all key operational aspects impacting the transfer of the portfolio ensuring the sale does not negatively impact portfolio performance
Take an active role in advising on Representations and Warranties ("R&W") based on the Due Diligence findings

Holistic recovery strategy driven by IRR & Multiple of Investment objectives using proprietary systems and focussed on intense extrajudicial negotiation leveraged by parallel robust and effective legal proceedings
Collaterals are the key reference value to set the monetization proceeds for each position. Hispania-AM excels in complex secured NPLs with a wide variety of underlying real estate asset classes
High REO management intensity based on strong internal valuations, sales and operational capabilities supported by a proprietary network of individually selected independent brokers

Identifying R&W breaches, obtaining documents, clearing legacy liens and attachments, being the link between Seller and Investor
Portfolio divestment: liquidity of portfolios is fundamental to an efficient NPL / REO market. Supporting sales processes is key to successful client portfolio exits and investment returns
Functions performed include data-tape set up, Q&A coverage, management meetings, support on SPA negotiation, Flying REOs transfer and overall post-sale support to the new Investor.